Citizens Advice Allerdale is delivering Pension Wise appointments across all of Cumbria giving people access to free and impartial pension guidance in their local area to help people plan for their future.

People approaching retirement have greater freedom over how they can use their pension pots. They are able to take a lump sum, take out an annuity or a mixture of both. Pension Wise is a Government service designed to help people make sense of their pension options, and empower them to make the right choices for them.

We are delivering free face to face Pension Wise sessions. The 45 minute appointments are tailored to the individual, taking into account the value of their pension and their plans for retirement.

Guidance appointments are also available on the telephone, delivered by the Pensions Advisory Service. People can also get information and general guidance online at www.pensionwise.gov.uk.

If you would like a Pension Wise appointment please call 0800 1383944 available from locations throughout Cumbria.